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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,432 | $53,128-39.0% | $86,582-62.5% | $70,126-53.8% |
| Participation rate | 82.2% | 65.3%+16.9pp | 73.5%+8.7pp | 69.5%+12.7pp |
| Annual return | 15.05% | 27.66%-12.6pp | 965.08%-950.0pp | 73.15%-58.1pp |
| Employer contribution / active EE | $659 | $2,068-68.1% | $2,839-76.8% | $2,343-71.9% |
| Participant deferral / active EE | $1,202 | $2,695-55.4% | $3,609-66.7% | $3,332-63.9% |
| Admin fee / account holder | $424 | $3,584-88.2% | $4,904-91.4% | $4,645-90.9% |