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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,808 | $96,558-55.7% | $80,977-47.1% | $273,972-84.4% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | -3.63% | 15.14%-18.8pp | 17.11%-20.7pp | 41.46%-45.1pp |
| Employer contribution / active EE | $5,544 | $4,869+13.9% | $3,715+49.2% | $4,869+13.9% |
| Participant deferral / active EE | $9,000 | $6,598+36.4% | $5,696+58.0% | $5,287+70.2% |
| Admin fee / account holder | $321,390 | $7,493+4189.1% | $5,517+5725.9% | $10,133+3071.8% |