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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,071 | $160,028+43.1% | $147,080+55.7% | $145,884+57.0% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 13.04% | 98.60%-85.6pp | 420.17%-407.1pp | 551.85%-538.8pp |
| Employer contribution / active EE | $10,499 | $5,286+98.6% | $4,933+112.8% | $4,662+125.2% |
| Participant deferral / active EE | $8,966 | $8,422+6.5% | $8,066+11.2% | $6,690+34.0% |
| Admin fee / account holder | $1,528 | $15,030-89.8% | $12,989-88.2% | $13,392-88.6% |