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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,179 | $78,690+225.6% | $161,489+58.6% | $87,485+192.8% |
| Participation rate | 85.7% | 67.5%+18.2pp | 78.7%+7.0pp | 68.9%+16.8pp |
| Annual return | 17.46% | 32.74%-15.3pp | 89.72%-72.3pp | 26.06%-8.6pp |
| Employer contribution / active EE | $14,138 | $2,588+446.2% | $4,268+231.2% | $2,596+444.6% |
| Participant deferral / active EE | $11,689 | $3,311+253.1% | $5,630+107.6% | $4,274+173.5% |
| Admin fee / account holder | $11,352 | $6,724+68.8% | $16,006-29.1% | $7,775+46.0% |