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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,546 | $77,816+84.5% | $123,552+16.2% | $64,173+123.7% |
| Participation rate | 96.6% | 74.7%+21.8pp | 82.3%+14.3pp | 69.6%+27.0pp |
| Annual return | -9.10% | 12.49%-21.6pp | 119.20%-128.3pp | 7.63%-16.7pp |
| Employer contribution / active EE | $3,725 | $3,014+23.6% | $4,628-19.5% | $2,381+56.5% |
| Participant deferral / active EE | $10,033 | $5,240+91.5% | $6,426+56.1% | $3,470+189.2% |
| Admin fee / account holder | $600 | $5,519-89.1% | $9,285-93.5% | $4,887-87.7% |