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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,682 | $96,678-79.6% | $86,640-77.3% | $139,466-85.9% |
| Participation rate | 36.8% | 74.4%-37.6pp | 71.7%-34.9pp | 80.3%-43.5pp |
| Annual return | 11.57% | 106.69%-95.1pp | 592.52%-581.0pp | 373.66%-362.1pp |
| Employer contribution / active EE | $0 | $3,265-100.0% | $3,024-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $1,549 | $4,837-68.0% | $4,438-65.1% | $6,712-76.9% |
| Admin fee / account holder | $1,378 | $6,410-78.5% | $5,616-75.5% | $11,409-87.9% |