Retirement plan

NORTHERN CALIFORNIA REGIONAL LAND TRUST 403(B) PLAN

Name: NORTHERN CALIFORNIA REGIONAL LAND TRUST - NORTHERN CALIFORNIA REGIONAL LAND TRUST 403(B) PLAN (2018) Form 5500
Creator: NORTHERN CALIFORNIA REGIONAL LAND TRUST
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NORTHERN CALIFORNIA REGIONAL LAND TRUST 403(B) PLAN, NORTHERN CALIFORNIA REGIONAL LAND TRUST

NORTHERN CALIFORNIA REGIONAL LAND TRUSTEIN 68-0216430Plan #002PY 2018

580 VALLOMBROSA AVENUE - CHICO, CA 95926530-894-7738landconservation.orgLinkedIn1-10 employeesenvironmental services

Other plans on this EIN

1 filing

#001Retirement--

Prospect flagsLow assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$61K

No prior year

Total participants

No prior year

Average account balance

$20,477

No prior year

Annual return

0.00%

No prior year

Benchmarks

See 31,466 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants<25

Cohort31,466 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$125K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$63K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1555

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2J2L2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$20,477

$160,059-87.2%

$140,019-85.4%

$135,380-84.9%

Participation rate

100.0%

88.5%+11.5pp

87.5%+12.5pp

82.6%+17.4pp

Annual return

0.00%

911.48%-911.5pp

651.17%-651.2pp

519.81%-519.8pp

Employer contribution / active EE

$1,792

$6,420-72.1%

$5,605-68.0%

$4,779-62.5%

Participant deferral / active EE

$7,363

$7,641-3.6%

$6,927+6.3%

$5,609+31.3%

Admin fee / account holder

$13,328-100.0%

$10,705-100.0%

$10,828-100.0%

NORTHERN CALIFORNIA REGIONAL LAND TRUST 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

NORTHERN CALIFORNIA REGIONAL LAND TRUST 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion