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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,144 | $107,421+160.8% | $182,262+53.7% | $94,015+198.0% |
| Participation rate | 95.6% | 77.8%+17.8pp | 84.2%+11.3pp | 70.8%+24.7pp |
| Annual return | 17.32% | 21.32%-4.0pp | 140.60%-123.3pp | 17.84%-0.5pp |
| Employer contribution / active EE | $12,018 | $3,448+248.6% | $5,046+138.2% | $2,790+330.7% |
| Participant deferral / active EE | $12,274 | $6,558+87.2% | $8,276+48.3% | $4,249+188.8% |
| Admin fee / account holder | $6,473 | $8,692-25.5% | $16,712-61.3% | $8,951-27.7% |