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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,144 | $106,749+162.4% | $145,433+92.6% | $82,448+239.8% |
| Participation rate | 95.6% | 75.6%+19.9pp | 82.1%+13.4pp | 68.1%+27.5pp |
| Annual return | 17.32% | 27.59%-10.3pp | 66.58%-49.3pp | 41.64%-24.3pp |
| Employer contribution / active EE | $12,018 | $3,444+248.9% | $4,554+163.9% | $2,551+371.1% |
| Participant deferral / active EE | $12,274 | $6,519+88.3% | $7,897+55.4% | $4,139+196.5% |
| Admin fee / account holder | $6,473 | $8,390-22.8% | $13,129-50.7% | $7,234-10.5% |