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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,108 | $98,776-29.0% | $149,745-53.2% | $79,856-12.2% |
| Participation rate | 96.0% | 75.8%+20.2pp | 82.5%+13.5pp | 69.6%+26.4pp |
| Annual return | 16.64% | 27.38%-10.7pp | 276.72%-260.1pp | 31.71%-15.1pp |
| Employer contribution / active EE | $8,145 | $3,217+153.2% | $4,646+75.3% | $2,471+229.6% |
| Participant deferral / active EE | $3,544 | $5,681-37.6% | $6,843-48.2% | $3,741-5.3% |
| Admin fee / account holder | $543 | $6,053-91.0% | $9,312-94.2% | $5,306-89.8% |