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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,588 | $73,787+75.6% | $98,716+31.3% | $82,448+57.2% |
| Participation rate | 94.3% | 61.4%+32.9pp | 69.3%+25.0pp | 68.1%+26.2pp |
| Annual return | 17.45% | 18.57%-1.1pp | 31.81%-14.4pp | 41.64%-24.2pp |
| Employer contribution / active EE | $11,425 | $1,511+656.0% | $2,279+401.4% | $2,551+347.9% |
| Participant deferral / active EE | $6,185 | $3,081+100.7% | $4,048+52.8% | $4,139+49.4% |
| Admin fee / account holder | $1,147 | $6,500-82.3% | $8,703-86.8% | $7,234-84.1% |