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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,834 | $71,230+41.6% | $93,727+7.6% | $80,959+24.5% |
| Participation rate | 97.1% | 60.4%+36.7pp | 68.7%+28.4pp | 67.7%+29.5pp |
| Annual return | 18.72% | 11.26%+7.5pp | 133.83%-115.1pp | 35.67%-16.9pp |
| Employer contribution / active EE | $10,605 | $1,565+577.5% | $2,421+338.0% | $2,757+284.6% |
| Participant deferral / active EE | $5,412 | $4,037+34.0% | $4,417+22.5% | $4,300+25.8% |
| Admin fee / account holder | $3,360 | $6,961-51.7% | $8,292-59.5% | $6,925-51.5% |