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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,842 | $211,946-81.2% | $169,452-76.5% | $135,380-70.6% |
| Participation rate | 63.6% | 82.6%-19.0pp | 77.8%-14.1pp | 82.6%-19.0pp |
| Annual return | -6.06% | 3.26%-9.3pp | 1.83%-7.9pp | 519.81%-525.9pp |
| Employer contribution / active EE | $3,304 | $5,117-35.4% | $4,157-20.5% | $4,779-30.9% |
| Participant deferral / active EE | $5,725 | $6,075-5.8% | $5,277+8.5% | $5,609+2.1% |
| Admin fee / account holder | $12,615 | $11,472+10.0% | $9,110+38.5% | $10,828+16.5% |