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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,183 | $180,749-20.2% | $160,784-10.3% | $137,256+5.0% |
| Participation rate | 79.2% | 80.0%-0.8pp | 77.0%+2.2pp | 80.0%-0.8pp |
| Annual return | 14.64% | 2234.46%-2219.8pp | 1803.92%-1789.3pp | 220.34%-205.7pp |
| Employer contribution / active EE | $2,630 | $4,155-36.7% | $3,733-29.5% | $4,156-36.7% |
| Participant deferral / active EE | $12,716 | $6,844+85.8% | $6,293+102.1% | $6,407+98.5% |
| Admin fee / account holder | $928 | $10,397-91.1% | $9,717-90.5% | $12,270-92.4% |