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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,686 | $160,070+96.0% | $147,117+113.2% | $145,897+115.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.54% | 98.69%-85.1pp | 420.54%-407.0pp | 552.29%-538.8pp |
| Employer contribution / active EE | $3,244 | $5,285-38.6% | $4,932-34.2% | $4,663-30.4% |
| Participant deferral / active EE | $8,888 | $8,419+5.6% | $8,065+10.2% | $6,689+32.9% |
| Admin fee / account holder | $9,673 | $15,035-35.7% | $12,993-25.5% | $13,390-27.8% |