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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,501 | $71,873+53.7% | $86,698+27.5% | $68,490+61.3% |
| Participation rate | 85.7% | 72.2%+13.5pp | 76.6%+9.1pp | 67.9%+17.8pp |
| Annual return | -27.15% | 3.54%-30.7pp | 35.96%-63.1pp | -7.85%-19.3pp |
| Employer contribution / active EE | $4,633 | $2,173+113.2% | $2,837+63.3% | $2,597+78.4% |
| Participant deferral / active EE | $9,817 | $3,779+159.8% | $4,656+110.8% | $4,028+143.7% |
| Admin fee / account holder | $7,591 | $6,110+24.2% | $7,492+1.3% | $5,403+40.5% |