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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,335 | $125,184-27.8% | $105,607-14.5% | $145,884-38.1% |
| Participation rate | 62.5% | 77.6%-15.1pp | 75.3%-12.8pp | 80.3%-17.8pp |
| Annual return | 11.45% | 225.00%-213.5pp | 116.11%-104.7pp | 551.85%-540.4pp |
| Employer contribution / active EE | $2,210 | $3,720-40.6% | $3,167-30.2% | $4,662-52.6% |
| Participant deferral / active EE | $5,340 | $5,714-6.5% | $5,011+6.6% | $6,690-20.2% |
| Admin fee / account holder | $2,201 | $17,133-87.2% | $10,958-79.9% | $13,392-83.6% |