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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,851 | $133,981-60.6% | $112,249-52.9% | $134,532-60.7% |
| Participation rate | 46.2% | 78.6%-32.4pp | 75.1%-28.9pp | 81.2%-35.1pp |
| Annual return | -16.59% | 47.16%-63.8pp | 27.48%-44.1pp | 418.27%-434.9pp |
| Employer contribution / active EE | $1,383 | $4,040-65.8% | $3,636-62.0% | $4,741-70.8% |
| Participant deferral / active EE | $4,086 | $5,292-22.8% | $4,729-13.6% | $6,401-36.2% |
| Admin fee / account holder | $423 | $7,492-94.4% | $6,412-93.4% | $11,429-96.3% |