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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,602 | $165,381-27.7% | $149,730-20.1% | $158,966-24.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 2.75% | 348.29%-345.5pp | 276.70%-274.0pp | 302.95%-300.2pp |
| Employer contribution / active EE | $5,270 | $5,104+3.2% | $4,645+13.4% | $4,762+10.7% |
| Participant deferral / active EE | $14,251 | $7,182+98.4% | $6,843+108.3% | $5,983+138.2% |
| Admin fee / account holder | $18,221 | $10,809+68.6% | $9,310+95.7% | $11,250+62.0% |