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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,895 | $176,786+35.1% | $146,643+62.9% | $167,536+42.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 36.90% | 24.04%+12.9pp | 22.75%+14.1pp | 478.82%-441.9pp |
| Employer contribution / active EE | $11,500 | $5,161+122.8% | $4,137+178.0% | $4,839+137.6% |
| Participant deferral / active EE | $12,335 | $6,440+91.5% | $5,506+124.0% | $6,342+94.5% |
| Admin fee / account holder | $8,281 | $13,262-37.6% | $10,280-19.5% | $12,315-32.8% |