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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,591 | $107,368-24.9% | $92,915-13.3% | $152,909-47.3% |
| Participation rate | 95.5% | 79.8%+15.7pp | 76.0%+19.4pp | 82.5%+13.0pp |
| Annual return | 26.21% | 145.64%-119.4pp | 109.45%-83.2pp | 345.46%-319.3pp |
| Employer contribution / active EE | $6,988 | $4,222+65.5% | $3,653+91.3% | $4,764+46.7% |
| Participant deferral / active EE | $5,649 | $4,848+16.5% | $4,238+33.3% | $5,851-3.5% |
| Admin fee / account holder | $347 | $7,082-95.1% | $5,796-94.0% | $11,601-97.0% |