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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,502 | $150,447-16.6% | $136,298-7.9% | $147,586-15.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 11.09% | 1049.15%-1038.1pp | 5156.27%-5145.2pp | 578.59%-567.5pp |
| Employer contribution / active EE | $2,521 | $5,256-52.0% | $4,696-46.3% | $4,876-48.3% |
| Participant deferral / active EE | $5,023 | $6,631-24.2% | $6,247-19.6% | $5,439-7.6% |
| Admin fee / account holder | $18,054 | $10,906+65.5% | $9,244+95.3% | $10,886+65.8% |