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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,015 | $106,524+12.7% | $152,301-21.2% | $87,485+37.2% |
| Participation rate | 80.3% | 75.8%+4.5pp | 82.4%-2.2pp | 68.9%+11.3pp |
| Annual return | 9.46% | 26.89%-17.4pp | 80.50%-71.0pp | 26.06%-16.6pp |
| Employer contribution / active EE | $1,195 | $3,371-64.6% | $4,624-74.2% | $2,596-54.0% |
| Participant deferral / active EE | $7,011 | $6,525+7.4% | $8,004-12.4% | $4,274+64.1% |
| Admin fee / account holder | $2,018 | $8,287-75.6% | $14,398-86.0% | $7,775-74.0% |