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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,394 | $76,407-47.1% | $150,298-73.1% | $82,448-51.0% |
| Participation rate | 70.2% | 66.4%+3.8pp | 77.8%-7.5pp | 68.1%+2.1pp |
| Annual return | 21.74% | 39.99%-18.3pp | 62.79%-41.0pp | 41.64%-19.9pp |
| Employer contribution / active EE | $2,400 | $2,614-8.2% | $4,154-42.2% | $2,551-5.9% |
| Participant deferral / active EE | $4,195 | $3,214+30.5% | $5,453-23.1% | $4,139+1.3% |
| Admin fee / account holder | $2,325 | $6,352-63.4% | $14,116-83.5% | $7,234-67.9% |