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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,281 | $150,346-94.5% | $120,524-93.1% | $145,877-94.3% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 9.18% | 154.40%-145.2pp | 107.36%-98.2pp | 551.28%-542.1pp |
| Employer contribution / active EE | $927 | $4,353-78.7% | $3,469-73.3% | $4,663-80.1% |
| Participant deferral / active EE | $0 | $6,172-100.0% | $4,994-100.0% | $6,691-100.0% |
| Admin fee / account holder | $400 | $12,215-96.7% | $9,440-95.8% | $13,402-97.0% |