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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,675 | $104,953+114.1% | $84,637+165.5% | $152,909+46.9% |
| Participation rate | 25.0% | 74.8%-49.8pp | 68.2%-43.2pp | 82.5%-57.5pp |
| Annual return | 20.11% | 373.94%-353.8pp | 258.82%-238.7pp | 345.46%-325.4pp |
| Employer contribution / active EE | $974 | $3,304-70.5% | $2,653-63.3% | $4,764-79.5% |
| Participant deferral / active EE | $3,950 | $4,691-15.8% | $3,900+1.3% | $5,851-32.5% |
| Admin fee / account holder | $170,184 | $6,244+2625.4% | $4,914+3363.0% | $11,601+1367.0% |