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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,586 | $180,462-19.9% | $154,111-6.2% | $135,379+6.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.24% | 888.17%-895.4pp | 735.18%-742.4pp | 519.79%-527.0pp |
| Employer contribution / active EE | $6,171 | $6,036+2.2% | $5,298+16.5% | $4,779+29.1% |
| Participant deferral / active EE | $11,762 | $5,806+102.6% | $5,081+131.5% | $5,609+109.7% |
| Admin fee / account holder | $31,893 | $16,145+97.5% | $13,411+137.8% | $10,828+194.5% |