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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,320 | $81,208-86.1% | $98,920-88.6% | $79,856-85.8% |
| Participation rate | 53.8% | 72.5%-18.7pp | 76.0%-22.2pp | 69.6%-15.8pp |
| Annual return | 2.78% | 60.99%-58.2pp | 196.47%-193.7pp | 31.71%-28.9pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,861 | $3,265-43.0% | $4,245-56.2% | $3,741-50.2% |
| Admin fee / account holder | $89 | $6,013-98.5% | $6,643-98.7% | $5,306-98.3% |