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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,381 | $107,368-68.0% | $92,915-63.0% | $152,909-77.5% |
| Participation rate | 57.9% | 79.8%-21.9pp | 76.0%-18.1pp | 82.5%-24.6pp |
| Annual return | 17.66% | 145.64%-128.0pp | 109.45%-91.8pp | 345.46%-327.8pp |
| Employer contribution / active EE | $1,943 | $4,222-54.0% | $3,653-46.8% | $4,764-59.2% |
| Participant deferral / active EE | $5,230 | $4,848+7.9% | $4,238+23.4% | $5,851-10.6% |
| Admin fee / account holder | $850 | $7,082-88.0% | $5,796-85.3% | $11,601-92.7% |