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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,209 | $106,280-54.6% | $96,538-50.1% | $139,487-65.4% |
| Participation rate | 95.5% | 77.8%+17.6pp | 74.3%+21.1pp | 80.3%+15.1pp |
| Annual return | 19.05% | 38.48%-19.4pp | 35.74%-16.7pp | 373.84%-354.8pp |
| Employer contribution / active EE | $5,591 | $4,107+36.1% | $3,740+49.5% | $4,755+17.6% |
| Participant deferral / active EE | $1,182 | $5,457-78.3% | $4,880-75.8% | $6,713-82.4% |
| Admin fee / account holder | $4,656 | $7,888-41.0% | $6,737-30.9% | $11,407-59.2% |