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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,404 | $73,863+15.6% | $143,797-40.6% | $68,490+24.7% |
| Participation rate | 93.1% | 66.7%+26.4pp | 80.3%+12.8pp | 67.9%+25.2pp |
| Annual return | -21.10% | 0.91%-22.0pp | -0.04%-21.1pp | -7.85%-13.2pp |
| Employer contribution / active EE | $8,321 | $3,185+161.3% | $4,952+68.0% | $2,597+220.5% |
| Participant deferral / active EE | $6,629 | $3,385+95.8% | $5,638+17.6% | $4,028+64.6% |
| Admin fee / account holder | $931 | $5,756-83.8% | $14,679-93.7% | $5,403-82.8% |