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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,728 | $64,719-6.2% | $112,249-45.9% | $68,486-11.3% |
| Participation rate | 50.0% | 67.2%-17.2pp | 75.1%-25.1pp | 67.9%-17.9pp |
| Annual return | -16.79% | -11.40%-5.4pp | 27.48%-44.3pp | -7.85%-8.9pp |
| Employer contribution / active EE | $0 | $2,747-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,660 | $3,565+58.8% | $4,729+19.7% | $4,028+40.5% |
| Admin fee / account holder | $5,713 | $5,232+9.2% | $6,412-10.9% | $5,404+5.7% |