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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,882 | $63,861+95.6% | $104,639+19.3% | $79,856+56.4% |
| Participation rate | 100.0% | 64.9%+35.1pp | 74.1%+25.9pp | 69.6%+30.4pp |
| Annual return | 8.43% | 21.30%-12.9pp | 340.67%-332.2pp | 31.71%-23.3pp |
| Employer contribution / active EE | $8,200 | $1,588+416.3% | $2,682+205.8% | $2,471+231.8% |
| Participant deferral / active EE | $5,932 | $2,693+120.2% | $3,738+58.7% | $3,741+58.6% |
| Admin fee / account holder | $5,025 | $4,185+20.1% | $6,465-22.3% | $5,306-5.3% |