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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,687 | $103,393-47.1% | $87,103-37.2% | $152,909-64.2% |
| Participation rate | 88.9% | 79.4%+9.5pp | 76.9%+12.0pp | 82.5%+6.4pp |
| Annual return | 13.62% | 28.10%-14.5pp | 28.19%-14.6pp | 345.46%-331.8pp |
| Employer contribution / active EE | $952 | $3,221-70.4% | $2,521-62.2% | $4,764-80.0% |
| Participant deferral / active EE | $0 | $4,778-100.0% | $4,049-100.0% | $5,851-100.0% |
| Admin fee / account holder | $4,476 | $12,195-63.3% | $7,491-40.2% | $11,601-61.4% |