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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,859 | $201,344-10.2% | $184,243-1.8% | $145,877+24.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.11% | 29.01%-14.9pp | 28.82%-14.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $11,217 | $7,022+59.7% | $6,427+74.5% | $4,663+140.5% |
| Participant deferral / active EE | $11,391 | $9,807+16.2% | $9,132+24.7% | $6,691+70.2% |
| Admin fee / account holder | $1,750 | $16,382-89.3% | $13,914-87.4% | $13,402-86.9% |