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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,914 | $185,905-76.9% | $170,057-74.8% | $139,487-69.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.27% | 60.56%-50.3pp | 53.42%-43.1pp | 373.84%-363.6pp |
| Employer contribution / active EE | $2,472 | $7,597-67.5% | $6,790-63.6% | $4,755-48.0% |
| Participant deferral / active EE | $2,395 | $11,627-79.4% | $10,411-77.0% | $6,713-64.3% |
| Admin fee / account holder | $12,778 | $15,397-17.0% | $12,826-0.4% | $11,407+12.0% |