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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,179 | $223,823-86.5% | $211,142-85.7% | $154,746-80.5% |
| Participation rate | 84.6% | 87.9%-3.2pp | 87.3%-2.7pp | 80.7%+3.9pp |
| Annual return | 12.00% | 50.39%-38.4pp | 46.84%-34.8pp | 172.34%-160.3pp |
| Employer contribution / active EE | $2,373 | $6,787-65.0% | $6,442-63.2% | $4,379-45.8% |
| Participant deferral / active EE | $2,441 | $9,750-75.0% | $9,284-73.7% | $6,730-63.7% |
| Admin fee / account holder | $41,821 | $19,707+112.2% | $19,076+119.2% | $14,365+191.1% |