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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,400 | $64,729-6.7% | $112,263-46.2% | $68,490-11.8% |
| Participation rate | 60.0% | 67.2%-7.2pp | 75.1%-15.1pp | 67.9%-7.9pp |
| Annual return | -17.89% | -11.40%-6.5pp | 27.49%-45.4pp | -7.85%-10.0pp |
| Employer contribution / active EE | $5,501 | $2,746+100.3% | $3,636+51.3% | $2,597+111.9% |
| Participant deferral / active EE | $4,178 | $3,566+17.2% | $4,729-11.6% | $4,028+3.7% |
| Admin fee / account holder | $7,571 | $5,222+45.0% | $6,410+18.1% | $5,403+40.1% |