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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,574 | $93,598+227.5% | $135,974+125.5% | $75,173+307.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 12.74% | 30.89%-18.2pp | 68.30%-55.6pp | 160.72%-148.0pp |
| Employer contribution / active EE | $5,882 | $3,538+66.3% | $4,859+21.1% | $2,671+120.2% |
| Participant deferral / active EE | $13,582 | $6,405+112.0% | $7,760+75.0% | $4,126+229.2% |
| Admin fee / account holder | $16,506 | $6,978+136.6% | $10,767+53.3% | $5,651+192.1% |