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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,415 | $102,382+216.9% | $147,005+120.7% | $80,874+301.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.44% | 134.89%-123.5pp | 418.76%-407.3pp | 35.62%-24.2pp |
| Employer contribution / active EE | $6,402 | $3,715+72.3% | $4,934+29.8% | $2,756+132.3% |
| Participant deferral / active EE | $13,313 | $6,646+100.3% | $8,070+65.0% | $4,297+209.8% |
| Admin fee / account holder | $61,864 | $7,942+678.9% | $13,006+375.6% | $6,935+792.0% |