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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,826 | $48,235-23.7% | $68,803-46.5% | $68,490-46.2% |
| Participation rate | 100.0% | 60.7%+39.3pp | 69.0%+31.0pp | 67.9%+32.1pp |
| Annual return | -15.74% | -12.70%-3.0pp | -6.37%-9.4pp | -7.85%-7.9pp |
| Employer contribution / active EE | $319 | $1,829-82.6% | $2,656-88.0% | $2,597-87.7% |
| Participant deferral / active EE | $2,799 | $2,867-2.4% | $3,942-29.0% | $4,028-30.5% |
| Admin fee / account holder | $2,508 | $4,361-42.5% | $4,936-49.2% | $5,403-53.6% |