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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,392 | $106,280+79.1% | $96,538+97.2% | $139,487+36.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 13.45% | 38.48%-25.0pp | 35.74%-22.3pp | 373.84%-360.4pp |
| Employer contribution / active EE | $10,374 | $4,107+152.6% | $3,740+177.4% | $4,755+118.2% |
| Participant deferral / active EE | $5,485 | $5,457+0.5% | $4,880+12.4% | $6,713-18.3% |
| Admin fee / account holder | $885 | $7,888-88.8% | $6,737-86.9% | $11,407-92.2% |