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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,095 | $106,008-66.9% | $92,240-62.0% | $147,586-76.2% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.5%-26.5pp | 82.8%-32.8pp |
| Annual return | 10.20% | 50.05%-39.9pp | 176.29%-166.1pp | 578.59%-568.4pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,498 | $4,478-66.6% | $3,897-61.6% | $5,439-72.5% |
| Admin fee / account holder | $8,092 | $6,333+27.8% | $5,194+55.8% | $10,886-25.7% |