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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,612 | $157,296-11.2% | $141,191-1.1% | $152,897-8.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 12.54% | 64.34%-51.8pp | 71.41%-58.9pp | 345.43%-332.9pp |
| Employer contribution / active EE | $8,859 | $5,262+68.3% | $4,736+87.0% | $4,764+86.0% |
| Participant deferral / active EE | $5,931 | $7,111-16.6% | $6,710-11.6% | $5,851+1.4% |
| Admin fee / account holder | $36,073 | $12,125+197.5% | $10,264+251.4% | $11,599+211.0% |