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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,913 | $108,825+115.9% | $156,181+50.4% | $82,448+184.9% |
| Participation rate | 88.9% | 72.4%+16.5pp | 78.8%+10.1pp | 68.1%+20.8pp |
| Annual return | 10.67% | 20.59%-9.9pp | 64.87%-54.2pp | 41.64%-31.0pp |
| Employer contribution / active EE | $6,158 | $2,870+114.6% | $4,294+43.4% | $2,551+141.4% |
| Participant deferral / active EE | $8,510 | $4,577+85.9% | $6,132+38.8% | $4,139+105.6% |
| Admin fee / account holder | $29,836 | $9,341+219.4% | $14,586+104.5% | $7,234+312.4% |