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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,913 | $114,712+104.8% | $173,730+35.2% | $87,485+168.5% |
| Participation rate | 88.9% | 73.0%+15.9pp | 79.6%+9.3pp | 68.9%+20.0pp |
| Annual return | 10.67% | 20.18%-9.5pp | 19.96%-9.3pp | 26.06%-15.4pp |
| Employer contribution / active EE | $6,158 | $2,904+112.0% | $4,577+34.5% | $2,596+137.2% |
| Participant deferral / active EE | $8,510 | $4,642+83.3% | $6,326+34.5% | $4,274+99.1% |
| Admin fee / account holder | $29,836 | $10,210+192.2% | $17,523+70.3% | $7,775+283.8% |