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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,119 | $99,652+40.6% | $78,778+77.9% | $147,586-5.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 22.14% | 47.28%-25.1pp | 35.62%-13.5pp | 578.59%-556.4pp |
| Employer contribution / active EE | $2,158 | $2,796-22.8% | $1,986+8.7% | $4,876-55.8% |
| Participant deferral / active EE | $3,869 | $3,664+5.6% | $2,958+30.8% | $5,439-28.9% |
| Admin fee / account holder | $792 | $7,155-88.9% | $5,134-84.6% | $10,886-92.7% |