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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,439 | $96,419-39.4% | $80,648-27.5% | $139,487-58.1% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 24.93% | 1352.86%-1327.9pp | 937.21%-912.3pp | 373.84%-348.9pp |
| Employer contribution / active EE | $6,464 | $3,261+98.2% | $2,724+137.3% | $4,755+35.9% |
| Participant deferral / active EE | $11,324 | $5,225+116.7% | $4,443+154.8% | $6,713+68.7% |
| Admin fee / account holder | $457 | $6,605-93.1% | $5,382-91.5% | $11,407-96.0% |