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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,039 | $108,882-39.3% | $96,754-31.7% | $154,746-57.3% |
| Participation rate | 88.9% | 75.1%+13.8pp | 70.3%+18.6pp | 80.7%+8.2pp |
| Annual return | 19.50% | 98.39%-78.9pp | 82.04%-62.5pp | 172.34%-152.8pp |
| Employer contribution / active EE | $4,781 | $3,018+58.4% | $2,679+78.4% | $4,379+9.2% |
| Participant deferral / active EE | $7,715 | $5,323+44.9% | $4,758+62.1% | $6,730+14.6% |
| Admin fee / account holder | $607 | $10,200-94.0% | $8,905-93.2% | $14,365-95.8% |