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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,039 | $97,125-32.0% | $86,233-23.4% | $137,256-51.9% |
| Participation rate | 88.9% | 74.2%+14.7pp | 69.0%+19.9pp | 80.0%+8.9pp |
| Annual return | 19.50% | 74.19%-54.7pp | 61.39%-41.9pp | 220.34%-200.8pp |
| Employer contribution / active EE | $4,781 | $2,841+68.3% | $2,504+90.9% | $4,156+15.0% |
| Participant deferral / active EE | $7,715 | $5,180+48.9% | $4,559+69.2% | $6,407+20.4% |
| Admin fee / account holder | $607 | $9,725-93.8% | $8,342-92.7% | $12,270-95.1% |