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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,996 | $69,590-42.5% | $136,867-70.8% | $94,015-57.5% |
| Participation rate | 37.7% | 66.3%-28.6pp | 74.5%-36.8pp | 70.8%-33.1pp |
| Annual return | 24.03% | 19.62%+4.4pp | 42.97%-18.9pp | 17.84%+6.2pp |
| Employer contribution / active EE | $1,045 | $2,396-56.4% | $3,547-70.5% | $2,790-62.6% |
| Participant deferral / active EE | $2,020 | $3,437-41.2% | $4,924-59.0% | $4,249-52.5% |
| Admin fee / account holder | $1,560 | $8,912-82.5% | $10,340-84.9% | $8,951-82.6% |