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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,996 | $51,638-22.5% | $68,368-41.5% | $82,448-51.5% |
| Participation rate | 37.7% | 63.6%-25.9pp | 73.8%-36.0pp | 68.1%-30.3pp |
| Annual return | 24.03% | 37.53%-13.5pp | 292.57%-268.5pp | 41.64%-17.6pp |
| Employer contribution / active EE | $1,045 | $2,047-49.0% | $2,649-60.6% | $2,551-59.0% |
| Participant deferral / active EE | $2,020 | $2,914-30.7% | $4,123-51.0% | $4,139-51.2% |
| Admin fee / account holder | $1,560 | $4,643-66.4% | $5,150-69.7% | $7,234-78.4% |