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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,567 | $135,956-95.9% | $123,894-95.5% | $273,970-98.0% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 9.09% | 56.63%-47.5pp | 47.52%-38.4pp | 41.46%-32.4pp |
| Employer contribution / active EE | $2,256 | $5,170-56.4% | $4,617-51.1% | $4,869-53.7% |
| Participant deferral / active EE | $2,694 | $6,343-57.5% | $5,984-55.0% | $5,287-49.1% |
| Admin fee / account holder | $1,984 | $9,817-79.8% | $8,357-76.3% | $10,132-80.4% |