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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,958 | $97,550-82.6% | $120,344-85.9% | $87,485-80.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 19.18% | 18.41%+0.8pp | 20.30%-1.1pp | 26.06%-6.9pp |
| Employer contribution / active EE | $1,376 | $2,291-39.9% | $3,020-54.4% | $2,596-47.0% |
| Participant deferral / active EE | $2,297 | $4,230-45.7% | $5,135-55.3% | $4,274-46.2% |
| Admin fee / account holder | $391 | $9,543-95.9% | $12,742-96.9% | $7,775-95.0% |