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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,847 | $57,590-65.5% | $86,233-77.0% | $82,448-75.9% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 9.53% | 22.41%-12.9pp | 61.39%-51.9pp | 41.64%-32.1pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,550 | $3,080-49.7% | $4,559-66.0% | $4,139-62.5% |
| Admin fee / account holder | $14,076 | $4,730+197.6% | $8,342+68.7% | $7,234+94.6% |